HomeMarket NewsConsumer Credit Quality Hits Rock Bottom in October

Consumer Credit Quality Hits Rock Bottom in October

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Close Up Photo Of Woman Hands Paying With Credit Card In A Home Decor Store


The latest data on credit card performance are painting a disturbing picture. While the average credit card delinquency rate is slightly below prepandemic levels, the average net charge-off rate has surpassed the 2019 level, indicating a further decline in credit quality.

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