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The Senior Citizens League (TSCL) predicts a 2.5% Social Security cost-of-living adjustment (COLA) for 2026, which matches the increase seen in 2025. This marks a significant occurrence, as it would be the first time since 1983-1984 that two consecutive years have identical adjustments. TSCL’s predictions have seen a consistent increase over the past four months, emphasizing the influence of factors like the Consumer Price Index (CPI).
TSCL executive director Shannon Benton warns that while a higher COLA may seem beneficial, it does not fully reflect the inflation experienced by seniors. The actual COLA will be formally determined based on the CPI-W data from the third quarter of 2025, with the final figure released in mid-October.
Analysts also indicate that inflation may rise further due to the impacts of tariffs, suggesting that retirees should remain cautious regarding future adjustments.
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