Columbia Banking System, Inc. (COLB) has reported a 17% year-over-year increase in total revenue for the third quarter of 2025, reaching $582 million. Net interest income and non-interest income also grew by 17%. The integration benefits from the recent Pacific Premier acquisition contributed to this revenue boost, alongside an expansion in net interest margin (NIM) expected to be approximately 3.90% in the fourth quarter of 2025.
For 2025, the Zacks Consensus Estimate predicts COLB’s sales will climb to $2.28 billion, escalating to $2.76 billion in 2026. The bank has generated over 1,200 cross-sell referrals since closing the Pacific Premier deal and expects significant growth in fee income from new services, including Custodial Trust Services and commercial banking. Year-to-date in 2025, treasury management and commercial card fees have also seen notable increases.
Operating expenses are projected to remain at $330-$340 million quarterly in the near term due to integration costs. The Zacks Consensus Estimate for COLB’s earnings is set at $2.91 for 2025 and $3.07 for 2026, suggesting year-over-year growth of 7.4% and 5.6%, respectively.
