Jack Henry & Associates Forecasts Growth Despite Recent Challenges

Jack Henry & Associates, Inc. (JKHY) is a financial technology company with a market cap of $12.6 billion. Based in Monett, Missouri, the company connects people and financial institutions through its technology solutions and payment processing services aimed at improving financial health. JKHY operates through four segments: Core, Payments, Complementary, and Corporate and Other.

Q3 2025 Earnings Anticipation

The company is set to announce its Q3 2025 earnings on Tuesday, May 6, after the market closes. Analysts project that JKHY will report a profit of $1.30 per share, marking a 9.2% increase from last year’s $1.19 for the same quarter. Notably, Jack Henry has consistently surpassed Wall Street’s bottom-line estimates over the last four quarters.

Fiscal 2025 Earnings Outlook

For fiscal 2025, analysts forecast earnings of $5.71 per share for Jack Henry & Associates, reflecting a 9.2% rise from the $5.23 reported in fiscal 2024.

Stock Performance Overview

Over the past year, JKHY stock has gained 4%, slightly behind the S&P 500 Index’s 6% rise. Nevertheless, JKHY outperformed the Technology Select Sector SPDR Fund’s (XLK) minimal return in the same period.

Q2 2025 Earnings Results

Following the release of its Q2 2025 earnings on February 4, shares of JKHY saw a slight decline. The company reported a 5.2% year-over-year revenue increase to $570 million, driven by a 3.5% rise in service and support revenue and a 7.3% increase in processing revenue. However, this fell short of analysts’ expectations of $576.2 million. Its bottom line came in at $1.34, surpassing the consensus estimate of $1.31.

Fiscal Guidance and Analyst Ratings

Looking ahead for fiscal 2025, Jack Henry & Associates anticipates adjusted revenue between $2.35 billion and $2.37 billion, with an operating margin expected between 22.7% and 22.8%. Earnings per share are projected to range from $5.78 to $5.87.

Among the 18 analysts covering JKHY, the consensus rating stands at “Hold,” with four analysts suggesting a “Strong Buy,” twelve advising a “Hold,” and two recommending a “Strong Sell.” The average price target is $187.80, indicating an 8.4% premium over current levels.

On the date of publication, Sohini Mondal did not hold positions in any securities mentioned in this article. All information is intended solely for informational purposes. For further details, please refer to the Barchart Disclosure Policy here.

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