Citizens Financial Group, Inc. (CFG) is set to report its fourth-quarter and full-year 2025 results on January 21, 2026, prior to market opening. Analysts project earnings of $1.11 per share, reflecting a 30.6% increase compared to the same quarter last year. Revenue estimates for the quarter stand at $2.15 billion, representing an 8.2% rise from year-ago figures.
In the third quarter of 2025, CFG reported growth in net interest income (NII) and non-interest income as well as an increase in loans, with a forecasted NII of $1.53 billion for Q4, expected to be 2.7% higher than the previous quarter. However, increasing expenses from new banking offices and technology investments may impact overall profitability.
The consensus estimates also foresee a slight rise in both service charge and fee revenues to $114.9 million and card fees to $89.6 million. CFG anticipates a sequential rise of 3.3% in non-accrual loans, which could indicate potential challenges in asset quality.
