Blue Ridge Bankshares, Inc. (BRBS) and AmeriServ Financial, Inc. (ASRV) are community banks operating in a shifting financial landscape marked by tighter regulations and a focus on funding stability. BRBS has seen a one-year stock increase of 28.5%, outperforming ASRV’s 20.2% rise, despite trailing in the past three months (up 1.4% vs. ASRV’s 9.3%). Currently, BRBS trades at a price-to-sales (P/S) ratio of 2.71, while ASRV is at 0.62, both lower than the Zacks Finance sector average of 7.11.
BRBS’s strategic reset focuses on simplification, governance, and traditional community banking values, while ASRV benefits from a stable relationship-driven model supported by its wealth management services. Both banks are positioned for improved operating stability, but analysts lean towards BRBS due to its stronger long-term momentum and potentially undervalued stock compared to sector averages.
