Evaluating BILL Stock: Buy, Sell, or Hold Ahead of Q4 Earnings?

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BILL Holdings, Inc. (BILL) is scheduled to announce its fourth-quarter 2025 results on August 27, 2025.

Management projects revenues between $370.5 million and $380.5 million, representing growth of 8-11%, and non-GAAP earnings per share (EPS) in the range of 39 to 43 cents. The Zacks Consensus Estimate for revenues is currently $375.7 million, indicating a 9.3% year-over-year increase, while the consensus for EPS stands at 41 cents, reflecting a 28.07% decline year-over-year.

For fiscal 2025, BILL’s projected revenues are in the range of $1.45 to $1.46 billion, expecting a 12-13% growth rate, with a Zacks Consensus Estimate for revenues pegged at $1.45 billion and a consensus EPS of $2.09, suggesting a 1.42% year-over-year decline. The company anticipates a total payment volume of approximately $83.4 billion, up from $79 billion in the prior quarter.

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