Nu Holdings Sees Rapid Growth and Global Expansion Potential
Nu Holdings (NYSE: NU), the parent company of digital bank Nubank, has reported a significant increase in its user base, reaching 127 million. The firm dominates Brazil, with over 60% of adults using its services. Customer deposits have surged 37% year-over-year to $38.8 billion, while revenue jumped 42% to $4.17 billion for Q3 2025. In addition, Nu Holdings’ stock has outperformed the S&P 500, tripling its returns over the last three years.
Found CEO David Vélez envisions international expansion modeled after Netflix’s strategy, despite potential regulatory challenges. Nu Holdings aims to build a comprehensive Money Platform that will include investment services, personal loans, and an e-commerce portal, starting with markets in Brazil and Mexico before targeting other Latin American countries and beyond.
