Nu Holdings Posts Strong Growth Amid Market Challenges
Nu Holdings (NYSE: NU), a leading fintech company in Latin America, reported a 50% increase in stock price over the past 12 months, driven by robust customer acquisition and revenue growth. As of the third quarter of 2025, Nu’s customer base surged from 53.9 million at the end of 2021 to 127.0 million, while the company’s average revenue per active customer (ARPAC) tripled from $4.50 to $13.40.
Despite facing political instability and inflation in key markets, Nu’s revenue grew at a compound annual growth rate (CAGR) of 89% from 2021 to 2024. Analysts project a 36% revenue growth and 46% earnings per share (EPS) increase for the full year. The company recently obtained a banking license in Mexico and is seeking full licensure in Brazil, which are expected to enhance its operations and customer outreach.
As of now, Nu’s stock is valued at approximately 20 times next year’s earnings, with a focus on expanding its services across Mexico and Colombia. Investors are keenly awaiting the upcoming earnings report in February 2024 for further insights into the company’s performance.
