Citigroup Inc. (C) is scheduled to report its second-quarter 2025 earnings on July 15, 2025, before the market opens. The Zacks Consensus Estimate forecasts sales at $20.9 billion, reflecting a 4% year-over-year increase, while earnings are projected at $1.62, up 6.6% compared to the prior year.
For Q2, net interest income (NII) is estimated at $14.2 billion (up 4.9% year-over-year), with average interest-earning assets expected at $2.32 trillion (up 2.9%). Investment banking revenues may see a mid-single-digit percentage increase, while total non-interest income is estimated at $6.81 billion (up 2.5% year-over-year). Additionally, Citigroup anticipates setting aside more for credit reserves amidst higher interest rates and inflation impacts from tariffs.
Shares of Citigroup rose 21.6% in Q2 2025, outperforming the industry growth of 20.2%. The company’s earnings surprise average for the previous quarters stands at 8.75%, although predictions point towards a potential earnings miss this time.
