As the clock strikes 73, there’s a financial rite of passage awaiting – Required Minimum Distributions (RMDs). But fear not, for even in this realm of compulsion, lies an opportunity – to transform those mandatory withdrawals from 401(k)s or IRAs into a tapestry of investments in the finest stocks primed for your RMD portfolio.

For those basking in the glow of income from non-retirement sources, the allure of growth stocks beckons, promising a vista of long-term appreciation.

If your gaze is set on seeding legacy wealth, casting an eye on the equities destined for your descendants might be the strategic move.

But for those seeking to cultivate additional streams to nurture the golden years, the path of stocks offering bountiful yields and distributions might be the road to traverse. Herein lie the prime picks for your RMD stash.

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Energy Transfer (NYSE:ET) emerges as a master limited partnership (MLP) – custodian of midstream energy assets like oil and gas pipelines, alongside oil and gas storage facilities. MLPs, the knights that pass through untaxed realms, chauffeur the bulk of their cash flow to unitholders.

For the flock with an eye for income, MLPs like ET stock blossom as sweet nectar-filled opportunities. With distributions currently yielding a bountiful 8.11% annually, Energy Transfer stands as a beacon of high-yield offerings.

Yet, the allure does not end at distributions. Stifel analyst Selman Akyol muses on the potential in Energy Transfer, citing catalysts from recent mergers, hinting at the prospect of unit buybacks – a melody harmonious to investors’ ears.

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Golub Capital BDC (NASDAQ:GBDC) steers the BDC ship – navigating the fathomless waters of middle-market lending and investments. These craft, garlanded with favorable tax tidings, shower 90% of their annual earnings upon shareholders.

For the souls whose symphony resonates with yields, GBDC stock now unfurls with a forward yield standing at 9.54%. Yet, in this sea of yields, Golub Capital BDC dazzles not just with returns, but with a strategic stroke – focusing its arsenal on first-lien, floating-rate securities, shielding investors from formidable risks.

As the currents of interest rates sway BDC vessels, Golub’s ship has charted a course upward, sailing on the whispers of potential Fed actions. As the Federal Reserve shifts its sails, could Golub Capital BDC catch the favorable winds?

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Real estate investment trusts (REITs) indeed paint a tempting picture for the dividend aficionados. Modiv Industrial (NYSE:MDV), though not a household name, emerges as a fresh face in the REIT realm, beckoning investors with an array of enticing traits.

At the heart of MDV stock’s charm lies Modiv’s sagacity in capital allocation, articulately presented in its recent earnings discourse – divesting non-core properties while eyeing lucrative acquisitions; a page torn from Buffett’s legend.

With a plump forward yield of 6.69%, Modiv Industrial dances to the tunes of high returns. While the drums of Fed rate cuts have already set the stage for a rally, the murmurs of a potential “Fed pivot” could orchestrate a further upwards crescendo. Can Modiv Industrial strike the right chord with investors seeking both yield and potential rallies?