“`html
Key Facts
As of 2023, the median U.S. retirement account is valued at about $87,000, significantly lower than the average American’s estimated retirement need of $1.26 million, based on a survey by Northwestern Mutual. This underscores a widespread concern regarding retirement savings and the challenges of growing investments amidst rising living costs.
Microsoft (NASDAQ: MSFT) reported a revenue growth of nearly 14% in its fiscal 2025, driven primarily by its cloud computing division, which is taking market share from Amazon. The cloud market is projected to grow at an average annual rate of nearly 19%, according to Straits Research.
SoFi Technologies (NASDAQ: SOFI) has seen substantial growth, expanding its customer base from less than 1.1 million in early 2020 to nearly 11 million by Q1 2025 as it transitions into a full-service digital bank. Additionally, Berkshire Hathaway (NYSE: BRK.A, BRK.B) remains a solid investment option, with its diversified holdings, including a cash reserve of approximately $300 billion and various wholly owned subsidiaries.
“`
