Truist Financial Corporation (TFC) will report its fourth-quarter and full-year 2025 financial results on January 21 before market open. The consensus estimate anticipates an increase in net interest income (NII) to $3.71 billion, reflecting a 3.2% year-over-year rise, supported by a solid demand for commercial and industrial loans and a slight increase in average earning assets to $490.4 billion.
In addition to NII growth, the total non-interest income is projected to be $1.57 billion, indicating a 6.5% increase compared to the prior-year quarter. Meanwhile, TFC expects expenses to remain stable, despite ongoing investments in technology, with management predicting adjusted revenues to rise by 1-2% sequentially from a previous total of $20.1 billion in 2024.
Notably, the Zacks Consensus Estimate for earnings stands at $1.09 per share, marking a considerable 19.8% growth year-over-year, and sales are anticipated to reach $5.27 billion, which suggests a 4.1% rise.
