Wells Fargo & Company (WFC) reached a new 52-week high of $94.68 on October 23, 2025, closing at $94.47. This surge was fueled by the company’s plan to enter the options clearing business and the upcoming removal of a regulatory asset cap in June 2025, which has restricted its balance sheet since 2017. The stock has seen a 33.3% increase over the past year, compared to the industry average growth of 37.5%.
Wells Fargo’s net interest income (NII) for the first nine months of 2025 was $35.15 billion, a decrease of 1.9% due to high funding costs. The Federal Reserve’s recent rate cuts are anticipated to improve loan demand and support NII growth. Additionally, the bank is pursuing cost-cutting measures, including reducing headcount by 4.3% year-over-year, and plans to achieve nearly $15 billion in gross expense savings by the end of 2025.
As of now, Wells Fargo is trading at a price-to-earnings (P/E) ratio of 13.50x, lower than the industry average of 15.32x. Analysts expect earnings to rise by 16.7% and 11.9% in 2025 and 2026, respectively. The strategic moves coupled with growing confidence among investors position Wells Fargo for potential long-term profitability.
