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Investors Title Company (ITIC) shares surged by 22.4% over the past six months, outperforming the insurance industry’s 1.5% growth. This increase is attributed to strong real estate activity and lower interest rates. Competitors like The Travelers Companies, Inc. (TRV) and The Allstate Corporation (ALL) saw gains of only 6.4% and 2.3%, respectively.
For the first nine months of 2025, ITIC reported a 7.4% year-over-year growth in net premiums written. This is expected to benefit from a projected 20.5% rise in total mortgage originations for 2025, indicating a rejuvenated housing market. Recent regulatory rate approvals in North Carolina, Georgia, and Ohio are anticipated to boost revenue further. The company’s revenues from non-title services have also increased, reaching $16.3 million, with deposits related to tax-deferred exchanges climbing to $427.1 million.
Despite these gains, ITIC faces challenges from elevated mortgage interest rates and increased competition impacting title insurance volumes. Currently, ITIC trades at 1.29X trailing 12-month EV/sales, below the industry average of 2.41X, suggesting it is undervalued compared to peers.
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