New Legislation Passes, Leaving Annuities in the Shadows

Key Financial Insights: Biden’s $1.9 trillion Act may alter the landscape for financial services.

President Biden has officially enacted the $1.9 trillion American Relief Act of 2025, which secures funding for government operations until March 14. However, notable life and annuity provisions were left out of this package.

This decision may lead financial services advocates to prioritize standalone bills like Secure 3.0 instead of counting on extensive spending bills. With the debt ceiling looming, Congress also faces another deadline this summer, which could stimulate additional discussions on policy changes.

The current legislative environment suggests a growing trend of isolating unrelated provisions from essential bills, a shift evident in recent policy debates. This could significantly impact how new financial services legislation is proposed and approved in the future.

Finsum: Stay alert for potential regulatory changes that may influence annuities within the first 90 days of Trump’s administration.

• annuities
• regulation
• fixed annuities

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